ANZ Smart Choice Super Investor Update : Member Update Winter 2015
Markets in general continue to deliver solid returns to investors, although events in Greece and a slowing Chinese economy have impacted recent returns. Until June's slump, Australians were on average tracking for a third consecutive year of double- digit superannuation returns. Despite this recent volatility, the average superannuation return for the financial year was a relatively healthy 9.6% (the ten year annual return is 6.4%, in comparison)*. In his update, Chief Investment Officer Stewart Brentnall further explains the main drivers of this volatility. ANZ Smart Choice Super's returns were not immune to this recent volatility, but still generated very solid returns. In comparing performance in the graphs below, each investment option has its own target known as the 'Investment Objective', as well as an 'Industry Average' for similar options as determined by independent research house, SuperRatings. ANNUAL RESULTS UPDATE For more information on ANZ Smart Choice Super, and its range of smart investments, visit www.anz.com/super or refer to the Additional Information Guide. LIFESTAGE INVESTMENTS (12 MONTHS TO 30 JUNE 2015) 0% 2% 4% 6% 8% 10% 12% 14% 1940s 1950s 1960s 1970s 1980s 1990s Target Return Industry Average CHOOSE YOUR OWN INVESTMENTS (12 MONTHS TO 30 JUNE 2015) 0% 4% 8% 12% 16% 20% Cash Conservative Moderate Growth Australian Equities International Equities Global Property Global Fixed Int Target Return Industry Average LIFESTAGE INVESTMENTS (2 YEARS P.A. TO 30 JUNE 2015) 0% 2% 4% 6% 8% 10% 12% 14% 1940s 1950s 1960s 1970s 1980s 1990s Target Return Industry Average CHOOSE YOUR OWN INVESTMENTS (2 YEARS P.A. TO 30 JUNE 2015) 0% 4% 8% 12% 16% 20% Cash Conservative Moderate Growth Australian Equities International Equities Global Property Global Fixed Int Target Return Industry Average 3 * Source: SuperRatings Fund Crediting Rate Survey (FCRS) June 2015. ** 'Industry Average' returns are the 1 and 2 year (p.a.) median fund returns, as at 30 June 2015, for the respective investment categories, based on their growth/defensive asset allocations and is sourced from SuperRatings' Fund Crediting Rate Survey. In comparing ANZ Smart Choice Super's investment options to the industry medians, the following SuperRatings' categories (and their growth asset ranges) were used: 1940s/Conservative: Capital Stable (20-40% growth assets), 1950s/Moderate: Conservative Balanced (41-59%), 1960s/Growth: Balanced (60%-76%), 1970s/1980s/1990s: Growth (77%-90%), Cash: Cash, Australian Equities: Australian Shares, International Equities: International Shares, Global Property: Property, Global Fixed Interest: Diversified Fixed Interest. The SuperRatings FCRS covers over 1800 Super and Pension options. The information used in compiling the FCRS report comes from sources considered reliable. It is not guaranteed to be accurate or complete. SuperRatings Pty Limited holds Australian Financial Services Licence No. 311880. All figures quoted are net of fees and taxes. Past performance is not a reliable indicator of future performance.
Member Update Autumn 2015