ANZ Smart Choice Super Investor Update : Member Update Winter 2014
For the year 2013/14, ANZ Smart Choice Super has performed particularly well, with nine of the 14 investment options outperforming the industry average* in their respective categories. 5 Lifestage investments (% return) 6.910.412.713.814.414.613.913.913.918.104.22.168 1940s 1950s 1960s 1970s 1980s 1990s Annual Return Industry Average The 1950s, 1960s, 1980s and 1990s options all out-performed their respective industry averages for the year, with the 1950s option finishing top quartile (the highest 25%) in its class. 1970s and 1940s performed well and finished close to the average, but results were reflective of their overall more conservative mix compared to other investments in their class. Choose your own investment mix (% return) Annual Return Industry Average 2.45.812.320.315.612.810.06.02.45.39.417.716.422.214.171.124 Cash Conservative Moderate Growth Australian Equities International Equities Global Property Global Fixed Interest ANZ Smart Choice Super’s range of single and multi-asset class options also performed well with most options exceeding their industry benchmarks. In particular, International Equities and Global Property both returned top quartile results with 20.30% and 12.30% returns respectively. Conservative with one of the most defensive asset allocations in class (with 80% defensive assets), unsurprisingly lagged its peers following the strong equity markets of the last year. Investment performance – annual results update The last 12 months saw another good year for superannuation investment returns. Across the industry, the average superannuation return was 12.6% (based on a typical ‘Balanced’ option)* . The annual results, along with the industry benchmarks, are summarised below. *’Industry Average’ returns are the 1 year median fund returns, as at 30 June 2014, for the respective investment categories, based on their growth/defensive asset allocations and is sourced from SuperRatings’ Fund Crediting Rate Survey. In comparing ANZ Smart Choice Super’s investment options to the industry medians, the following SuperRatings’ categories (and their growth asset ranges) were used: 1940s/Conservative: Capital Stable (20-40% growth assets), 1950s/ Moderate: Conservative Balanced (41-59%), 1960s/Growth: Balanced (60%-76%), 1970s/1980s/1990s: Growth (77%-90%), Cash: Cash, Australian Equities: Australian Shares, International Equities: International Shares, Global Property: Property, Global Fixed Interest: Diversified Fixed Interest. The SuperRatings FCRS covers over 1800 Super and Pension options. The information used in compiling the FCRS report comes from sources considered reliable. It is not guaranteed to be accurate or complete. SuperRatings Pty Limited holds Australian Financial Services Licence No. 311880. All returns quoted are net of fees and taxes. Past performance is not a reliable indicator of future performance.
Member Update Spring 2014
Member Update Autumn 2014